We look beyond your credit history, borrow on your terms!

Fast Approval - No guarantor - Secure Process - No collateral

We have a simple online application

Ours is to provide access to credit at lower borrowing cost for millions of Nigerians that other lenders are unable to serve.

Our loans are offered online, you only fill up a simple form, upload necessary documents and we credit your bank account… it’s that convenient!

Required Documents:

a. - Valid means of identification (Int’ passport, Driver’s license, Permanent Voters Card, National ID card)
b. - Utility Bill
c. - Passport photograph
d. - 3 months bank statement
e. - Employment letter or Promotion letter or Contract review

More and more benefits for our customers

The Penny-Pyramid:

You get to enjoy lowest interest rates and bigger loan value when you earn points and climb up the pyramid.

How to earn points

You can earn points from doing simple but great things;

a. - Make prompt repayments
b. - Take our courses
c. - Refer a customer
d. - Tell your story on social media


a. - Get to apply a promo code and
b. - Enjoy the benefits of a mail offer

Our Products

Our products were carefully created/tailored to meet your financial needs.

Single Payment Loan:

  • Get from ₦10,000 to ₦50,000
  • Easy online application
  • Money in your bank account fast

Installment Loan:

  • Get up to ₦500,000
  • Easy online application
  • Money in your bank account fast
  • Make convenient payment in equal installments

Financial Literacy Quiz:

  • Free online quizzes
  • Earn points towards future rebate in rates and bigger loan
  • Be financially Smarter